Understanding Financial Statements to Make Loan Decisions


In the dynamic landscape of small business ownership, the ability to decipher, interpret, and leverage financial statements is paramount. "Understanding Financial Statements to Make Loan Decisions" is an indispensable course designed to empower entrepreneurs, budding business owners, and managers with the essential skills to navigate the financial terrain confidently.

Throughout this comprehensive course, participants delve into the core components of financial statements, including balance sheets, income statements, and cash flow statements. With expert guidance, learners uncover the significance of each statement, unraveling the intricate details that unveil the financial health and performance of their businesses.

From decoding profit and loss statements to evaluating liquidity ratios, this course equips attendees with the tools to analyze key financial metrics effectively. Through practical exercises and real-world examples tailored to small business contexts, participants gain a nuanced understanding of financial statements and their implications for strategic decision-making.


Joe Rodola is a seasoned financial expert with extensive experience in small business management. With 25 years of expertise in commercial lending, 22 years of instructing financial literacy classes, and 13 years as a Certified Credit and Housing Counselor (CCCS), he is a trusted authority on financial literacy and business finance. Additionally, Joe’s hands-on experience as a small business owner and track record of success as a small business advisor gives him a wealth of practical insights to share.

Loan Application with